Turning 65, or Already Have Medicare? Let's Find, or Review, Your Perfect Medicare Plan.
Free, unbiased guidance from a local Ohio Medicare experts — no pressure, no jargon.
Medicare Plan Comparison
Which Medicare Plan Is Right for You?
Compare your three main options side by side — then let us help you choose.
What matters most to you?
| Coverage Feature | Original Medicare Parts A + B Best for: Maximum flexibility | Medicare Advantage Part C Best for: Bundled benefits & low premiums | Medicare Supplement Medigap Best for: Predictable costs & travel |
|---|---|---|---|
| Monthly Premium | Part B premium: $202.90/mo | Often $0–$50/mo (varies by plan) | Part B ($202.90/mo) + Medigap ($49–$400/mo) |
| Deductibles | Part A: $1,676/benefit period · Part B: $283/yr | Varies by plan (often lower) | Covered or reduced depending on plan letter |
| Doctor Choice | Any doctor who accepts Medicare | Network-based (HMO or PPO) | Any doctor who accepts Medicare |
| Prescription Coverage | Not included — need separate Part D | Usually included in plan | Not included — need separate Part D |
| Out-of-Pocket Max | No annual limit | Up to $9,350/yr (in-network) | Very low or $0 (Plan G, Plan N) |
| Dental, Vision & Hearing | Not covered | Often included | Not included (add-on available) |
| Travel Coverage | Covered anywhere in the US | Limited to plan service area | Many plans cover foreign travel emergencies |
| Prior Authorization | Generally not required | Often required for specialists/procedures | Generally not required |
Not sure which fits you? We'll walk you through it in 15 minutes — free.
Talk to an Advisor
Your Local Ohio Medicare Experts
"Our job is to make sure you never pay more than you have to — and that you always have the coverage you need."
Why It's Free
Why Is This Service Free?
Insurance carriers pay us a commission when you enroll. You pay the exact same premium either way — whether you work with us or go it alone. Our loyalty is to you, not to any one carrier.
We talk about your needs
A relaxed 15-minute conversation about your doctors, prescriptions, and budget.
We compare plans for you
We search plans from top Ohio carriers to find the best fit — at no cost to you.
You enroll with confidence
We walk you through enrollment step by step. No paperwork confusion, no surprises.
Ready for a Conversation? Let's Talk.
No sales pressure. No obligation. Just answers.
What Ohio Seniors Are Saying
Cindy Egner
June 24, 2026
Super helpful. Always willing to take the time for anything, from answering question to looking things up when I have no clue. Would recommend to any and everyone. Thanks Mike for everything.
Melanie Ody
March 15, 2023
Very helpful with options and getting the right insurance plan!
Rick Sanchez
June 3, 2021
Very helpful every time I visit them
Melinda Williams
May 3, 2021
So helpful with navigating the confusing insurance policy market. Thank you!
R Irwin
November 22, 2018
I hate Medicare open enrollment. It is so confusing and stressful. But the people at Health Insurance Options LLC did a wonderful job of walking me through things. They matched me with a plan that had all my doctors and hospitals AND saved me money. They were patient, kind and took the time it takes to make sure I had a plan that was a good match for me. I came in not knowing what to expect and walked out happy and like the weight of the world has been taken off my shoulders.